Welcome to
Mitsubishi HC Capital UK PLC
Powering the future. Together
We’re a leading financial services company, powering the aspirations of over 1.4 million customers in a changing world. Every day, we work together to unlock the potential of individuals, businesses and society by delivering innovative solutions and outstanding customer experiences.
For over four decades, formerly as Hitachi Capital (UK) PLC, we’ve been enabling millions of consumers, small to medium enterprises (SMEs) and corporate multinationals to realise their ambitions.
Following the merger of Mitsubishi UFJ Lease and Finance Company Limited and Hitachi Capital Corporation in 2021, we became part of Mitsubishi HC Capital Inc., one of the world’s largest and most diversified financial groups with over £57bn (12trn yen) of assets.
Now, with the flexibility and speed of a manufacturing led business, combined with the financial strength of a global powerhouse, we’re continuing our journey, expanding our European presence and following our established vision, and values to support our customers and society.
Our Brands
Trading as NOVUNA in the UK and growing our presence across new territories as European vendor finance, our market leading solutions and competitive products enable our customers to achieve their goals. Across Europe, Mitsubishi HC Capital UK PLC supports businesses through two specialist European finance and mobility businesses: European Vendor Finance and MHC Mobility.
Novuna
NOVUNA makes the possible, reality. With our 24/7 fast, flexible retail finance, award-winning personal loans, industry leading support to help decarbonise and futureproof fleets, and award winning asset finance and business cash flow solutions, Novuna embraces new technology and new ways of working to enable our customers to realise their ambitions.
European Vendor Finance
Our European Vendor Finance team provides bespoke finance solutions for specialist assets, supporting manufacturers, vendors and distribution partners throughout the product lifecycle. With teams across London, Amsterdam, Dublin and Helsinki, plus transactional capability in Belgium, we help businesses access the asset finance expertise they need to grow across European markets.
MHC Mobility
MHC Mobility is Europe’s home of sustainable mobility solutions. Operating across seven countries alongside Novuna Vehicle Solutions in the UK, MHC Mobility provides flexible vehicle leasing, fleet management and asset solutions for businesses of all sizes. With access to more than 50,000 assets across its European network, from short-term rentals to full fleet electrification, MHC Mobility helps organisations optimise vehicle availability, control costs, cut emissions and build more sustainable fleets for the future.
One of the UK's leading financial providers
With more than 2,200 employees and over 1.4 million customers across our business divisions, we are one of the UK’s leading financial services companies in the provision of consumer credit and asset finance to business cashflow and vehicle leasing. Our business has a long track record of strong performance, delivering sustained growth for our stakeholders.
Our Contribution to Sustainability and Society
We play a key role in creating a greener, cleaner, healthier, and more sustainable future for everyone, supporting businesses that are making a difference to society.
Environment
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We are committed to using our financial position to influence and drive change, by actively working to direct the flow of finance to sectors of the economy which help to reduce greenhouse gas emissions. This is key to our business strategy.
Social
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We are passionate about making a positive difference to the communities in which we live, work and serve, be it through helping small businesses to grow or charitable donations.
Governance
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Strong corporate governance underpins the effective running of Mitsubishi HC Capital UK PLC. Through the development of our corporate governance structure, we are committed to addressing the needs of all of our stakeholders.
Rewarding Careers
We invest in our people and focus on making our company a great place to work where everyone has the opportunity to fulfil their potential. Discover more about our people, values and search for roles.
Latest News
Keep up to date with all the latest company news and insights

