Direct Customers

To be competitive, all businesses need to keep their equipment and machinery up to date so that you can adapt to the ever-changing environment. Financing your equipment through us will enable you to implement operational efficiencies sooner, take on additional contracts, and look after your bank balance too.

Our finance can be used to purchase any new or used pieces of equipment or machinery such as:

Construction, mining and heavy plant machinery – excavators, wheeled loaders, rollers or pavers, mobile cranes, crushing and screening or wash plant equipment
Materials handling, industrial or manufacturing equipment – forklift trucks, telehandlers, access platforms or machine tooling
Heavy commercial vehicles– HGVs, trailers
Healthcare equipment – CT, MRI or ultrasound scanners

Although we have established relationships with several best-in-class construction manufacturers such as Hitachi, Liebherr, Terex, Tadano, Kobelco and Bell to name just a few – we will look to fund most brands of equipment and machinery.

Get in touch Call our in market experts

Our finance options

If your business is a limited company or a corporate body, has an annual turnover in excess of €/£500,000; been trading for more than 3 years and you’re looking to invest at least €/£15,000 in new equipment, machinery or commercial vehicles, then one of our flexible finance options below could be just what you’re looking for to finance the equipment you need.

Hire Purchase Finance Lease

Why finance with us?

What sets us apart from other funders? Back

Our strategic approach! We want to work with, get to know and understand your business so that we can provide you with the best finance solution that is right for you and your business.

We are fast and flexible: offering a range of products and terms to suit different business requirements, with credit decisions usually within 48hrs or less.
We are proactive: we start by asking “what will it take to get the deal funded?” we want to find a solution for every deal, and we aim to overcome challenges and provide funding for deals where others may not be able to – that’s where our knowledgeable and experienced team really come into their own to work out the best solution for you.
We collaborate: working closely with customers and suppliers alike to deliver mutually beneficial solutions

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How do you compare to borrowing from the bank? Back

Unlike a bank we will not require a separate charge over your business assets as we provide finance based upon the value of the equipment or vehicle we are financing. We also enable you to include professional services, installation, commissioning, and soft costs in the finance agreement – some banks will not finance these costs. Repayment costs are fixed for the duration of the agreement, and we are able to offer more flexible payment terms than a bank typically would.

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Why finance your equipment with us? Back

Besides from being part of one the world largest financial institutions we provide market leading and competitive financial solutions to help enable you to lease, hire or buy the equipment you need to achieve your business goals.

Affordability

Financing allows you to ‘pay as you use’, avoiding high upfront capital costs
Utilising finance allows investment in multiple assets at the same time, and it enables you to acquire more equipment than if you were to pay cash, so you get more for your money
Your working capital can be used for investments in other core areas of your business
Financing reduces your ‘Total Cost of Ownership’

Flexibility

Using finance can improve your cash flow – it makes budgeting easier as your repayments can be fixed or flexible to suit your business
Our financing solutions enables you to regularly update your equipment - ensuring you always have the latest models, maximising your productivity and maintaining your competitive edge
Providing and alternative line of credit to that of your bank

Predictability

Your rental payments are agreed at the outset making them inflation proof, and they are generally tax allowable too
Your rental payments can be structured to accommodate any seasonal/termly payment structures available to match your cash flow/income

Dependability

Easy and simple documentation that can be signed and invoiced online
Our dedicated team of experts is always ready to help
Part of one of the world’s largest and most diversified financial groups

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Get in touch

For more information on how these solutions can help your business, please complete the form below or call our in market experts on:
Republic of Ireland +353 (0) 1 9638 739
Northern Ireland +44 (0) 3433 519 171

Hire Purchase and Finance Lease agreements are for new and used equipment sales bought directly from the original manufacturer or via one of their authorised dealerships. Finance for business purposes only, for limited companies and corporate customers only. Finance is not available on private sale. Finance is subject to credit underwriting and approval. Finance products may vary depending on location. Terms and conditions apply.

Mitsubishi HC Capital UK is a trading style of Mitsubishi HC Capital UK PLC. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP, UK. Registered in Cardiff under company no. 1630491.

Mitsubishi HC Capital Europe is a trading style of Mitsubishi HC Capital Europe B.V. incorporated in the Netherlands. Company number 73824917. Registered office address WTC Amsterdam H Tower 4th floor, Zuidplein 36, 1077XV Amsterdam, Netherlands. Mitsubishi HC Capital Europe B.V. is a subsidiary of Mitsubishi HC Capital UK PLC.